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A promotional banner with a blue background and white text reading 'FSA & HSA ELIGIBLE HOT AND COLD THERAPY PRODUCTS' and 'PUT YOUR FLEXIBLE SPENDING ACCOUNT (FSA) OR HEALTH SAVINGS ACCOUNT (HSA) DOLLARS DROPS TO WORK ON DRUG-FREE PAIN RELIEF.' On the left, a man in a red shirt stands indoors near a window and plant, partially obscured by a large blue rectangle.

FSA/HSA

Good news: you can put your Flexible Spending Account (FSA) or Health Savings Account (HSA) dollars to work on drug-free pain relief. Use your FSA or HSA card at checkout, whether you order online or over the phone.

A man reclining in a brown leather armchair with his legs raised, wearing a blue full circumference knee therapy pad. A blue and white Active Ice® Cold Therapy System is connected to his leg with a blue hose, placed on the floor in a bright living room.

What are FSA and HSA?

A Flexible Spending Account (FSA) or Health Savings Account (HSA) lets you set aside part of your income, before payroll taxes, to pay for qualified health care costs your insurance doesn't cover. Because the money is pre-tax, it stretches further than paying out of pocket.

What's eligible at Polar?

All of Polar's hot and cold therapy products are approved for purchase with FSA or HSA funds, including our Active Ice® cold therapy systems, Soft Ice® cold and hot packs and compression wraps, Thera-Temp® moist heat wraps, and drug-free pain management kits.

A note on body cooling products

Our body cooling products (cooling vests and accessories) are not currently FSA or HSA eligible, because they have a dual use: medical relief for heat-intolerant conditions, and general personal comfort. If you need body cooling for a medical reason, you can often still use FSA or HSA funds. Ask your doctor for a Letter of Medical Necessity, purchase the product, then submit a claim to your plan administrator along with the letter to request reimbursement.

Have a question about eligibility? Call us at 1.800.763.8423, we're glad to help. For insurance and HCPCS billing codes, see our Insurance & HCPCS Codes page.

Browse all our FSA or HSA Eligible Products

A woman reclining in a brown leather recliner while wearing black compression sleeves and a red top, with a blue and white Active Ice® Cold Therapy System connected by tubing on the floor in a bright living room.
Active Ice® 3.0 Cold Therapy Systems
Continuous, circulating cold therapy for post-surgery recovery and stubborn injuries. Targeted relief for the knee, shoulder, back, and more, no ice bags to keep refilling.
A man wearing a dark gray long-sleeve compression-style shirt with a black soft ice® neck wrap sits at a kitchen counter typing on a laptop.
Cold/Hot Therapy Compression Wraps
Soft Ice® wraps that hold cold or hot therapy right where you need it with gentle, adjustable compression. Shaped for the back, shoulder, knee, joints, and neck.
A woman sits on a gray couch in a living room, holding a white and black moist heat knee wrap while wearing a matching black soft ice® wrap on her right leg.
Drug-Free Pain Management Kits
Curated cold and moist-heat combinations that cover the full R.I.C.E. approach in one kit. A simple, drug-free way to manage pain and recovery from day one.
A woman reclining on a blue couch with pillows, wearing a black moist heat eye mask and a teal zip-up top. A small white label is visible on the side of the mask.
Microwaveable Moist Heat Wraps
Professional-quality Thera-Temp® wraps deliver deep, penetrating moist heat in minutes. Body-specific shapes soothe sore muscles, stiffness, and chronic pain.